Ira Limits 2025. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2024 and 2025 tax years is $7,000 or $8,000 if you are age 50 or. The internal revenue service (irs) recently issued the retirement plan limits for the 2025 year, detailed in the chart linked to below.

For 2025, the total contribution limit to roth iras remains $7,000, unchanged from 2024, according to the irs’ announcement friday. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2024 and 2025 tax years is $7,000 or $8,000 if you are age 50 or.